Terms & Conditions

Welcome to MoneyGenie's loan services. These terms and conditions regulate the use of our loan facilitation services and outline the rights, responsibilities, and obligations of all parties involved in the loan process. By using our services, you agree to comply with these terms and conditions. Please read them carefully before proceeding with any loan application.

These terms cover various aspects including subsidy loans, general loan applications, documentation requirements, repayment obligations, privacy policies, and more. They are designed to ensure transparency, protect your privacy, and clarify the legal framework under which our services operate.

1. Subsidy loans: These loans are purely managed by the government. We provide complete guidance with official regulations from the application process to subsidy allocation.

2. Document requirements: We collaborate with all DSAs (Direct Selling Agents) and ensure that the documents you provide are accurately processed without any discrepancies.

• When applying for loans through our services, all documents provided must be accurate and complete.
• We ensure all your personal information and identification proofs are handled securely and confidentially.
• Our commitment includes safeguarding your data against unauthorized access or disclosure.

3. Standard loan terms: All loans obtained through us are subject to standard terms and conditions, which cover interest rates, repayment schedules, and penalties for late payments or defaults.

• These terms are communicated clearly at the time of application and take effect upon your acceptance of the loan agreement.

4. Default and Consequences: In the event of delay or fail on loan payments, you acknowledge that all associated risks and liabilities rest solely with you.

• We are not responsible for any financial or legal consequences, including debt collection actions.

5. Privacy and Data Security: Protecting your privacy and maintaining the security of your personal information is our top priority.

• We adhere strictly to data protection laws and industry standards to prevent unauthorized access, use, or disclosure of your information.
• Any data collected during the loan application process is used solely to process your application and manage your account.
• If you have any questions or require further clarification regarding these terms and conditions, please contact our customer service team before proceeding.